CRED, an application most of us are getting used to these days. It makes the credit card payments easier, earns your reward point for every Rupee you pay through the platform and can use them as vouchers with all the partner parties.
One of the best features of this application is to identify the hidden charges. It also categorizes your expenses and gives you a quick picture of your spending behavior.
Recently one more feature cred has put in to list down all the offers we have got on a particular credit card. Aggregating the information from all 3rd parties and giving a detail looks fantastic. The way how cred uses data collected is inCREDible.
Moving a step ahead, most of the CC providers collaborating with E-Commerce or online service providers for privileged offers.
For ex:
You can have 2 free movie tickets on BMS every month on SBI Elite card
You get amazon pay cashback of 5% on all purchases through ICICI-Amazon Credit card
But what if CRED recommends you to consider a new credit card based on your purchase behavior?
Like, if I spent Rs10000 on Amazon in the last 2 months using some CC, grabbing an ICICI Amazon CC could have potentially saved me 500 bucks
Do you like to consider such recommendations from CRED?
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